Auto Insurance at HWI Insurance
At HWI Insurance, we know that your vehicle is essential to your daily life—whether you’re commuting to work, running errands, or taking a family road trip. That’s why we offer auto insurance solutions designed to keep you, your passengers, and your vehicle protected from life’s unexpected turns.
What Our Auto Insurance Covers
Our auto insurance policies are flexible and can be tailored to fit your unique needs, driving habits, and budget. We’ll help you understand your options and ensure you have the right coverage for every mile ahead.
Liability Coverage
This is the foundation of every auto policy and is required by law. It covers bodily injury and property damage to others if you’re at fault in an accident, helping protect your finances and your future.
Collision Coverage
Pays for damage to your vehicle if you’re involved in a collision, regardless of who is at fault. Whether it’s a fender bender or a major accident, you’ll have peace of mind knowing repairs or replacement are covered.
Comprehensive Coverage
Protects your vehicle from non-collision events such as theft, vandalism, fire, hail, or hitting an animal. It’s an extra layer of security for the unexpected.
Uninsured/Underinsured Motorist Coverage
If you’re hit by a driver who doesn’t have insurance or doesn’t have enough coverage, this protection helps pay for your injuries and damages.
Medical Payments/Personal Injury Protection (PIP)
Covers medical expenses for you and your passengers after an accident, regardless of who was at fault. This can include hospital bills, rehabilitation, and even lost wages.
Roadside Assistance
Optional coverage that provides help when you need it most—like towing, flat tire changes, jump-starts, or lockout services.
Rental Car Reimbursement
If your car is in the shop after a covered loss, this coverage helps pay for a rental vehicle so you can stay on the move.
At HWI Insurance, we believe in making auto insurance simple and stress-free. We’ll walk you through your options, explain what each coverage means, and help you choose only what you need—so you’re never paying for unnecessary extras. Our team is always available to answer your questions, review your policy, and make updates as your life changes.
Our clients appreciate our honest advice, local expertise, and commitment to personal service. We take the time to get to know you and your driving needs, ensuring you have the right protection at the right price. If you ever need to file a claim, we’ll guide you through the process and advocate for you every step of the way
Ready to hit the road with confidence? Start your fast, free auto insurance quote with HWI Insurance today. We’ll help you find the coverage that fits your needs—so you only pay for what matters to you, and nothing you don’t. Contact us to get started!
Contact
- 2380 N National Rd suite A Columbus Indiana 47201
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(812) 390-4110
(812) 390-4107 - info@hwi-in.com
Brochures
Get started with a fast, free Auto Insurance quote from HWI Insurance. We’ll help you find the coverage that fits your needs—so you only pay for what matters to you, and nothing you don’t.




